What Restaurant Owners Should Know Before…
Growth capital can be the difference between a restaurant that stays where it is and one that…
Upfront Capital To Grow
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- Restaurant Capital
Funding Timeline
Most qualified operators move from first conversation to funded in two to four weeks. A short consultation, an eligibility review, a clear proposal, then capital wired directly to your restaurant.
Ready To Grow On Your Terms?
See what your restaurant qualifies for in one short conversation.
What Restaurant Capital Actually Is
Most growth stalls for one reason: the cash is not there when the opportunity is. Restaurant Capital removes that ceiling. With funds in hand, you can move on a second location, renovate before your busy season, replace failing equipment, or hire ahead of demand instead of scrambling after it. Because the capital carries no interest and no fixed monthly payment, it strengthens your cash position rather than straining it. And since new guests are part of the model, the money does not just cover an expense, it helps generate the revenue that grows the business.
How It Works
ATMG provides upfront cash to your restaurant in exchange for a pre-purchased balance of future dining credit. The capital is wired directly to your business, and you put it to work however growth demands, expansion, renovations, equipment, hiring, or simply a stronger runway.
The balance is then drawn down over time as new guests, brought to you through a dining platform, visit your restaurant and redeem. Your existing regulars never count against it. That is the key difference: the same activity that repays your balance is also bringing you new customers and filling your slower shifts.
- Upfront growth capital
- Funds wired directly to you
- No interest charged
- New guests through the platform
- Flexible activity based repayment
- No fixed monthly payment
- Full ownership kept
- No personal guarantee
- No credit check to qualify
- Why ItWorks
Built Around Your Business,
1. Schedule A Consultation
Start with a short call so we understand your restaurant, your revenue, and what growth looks like for you.
2. Review Your Eligibility
We assess your revenue, locations, and operations to determine what capital your restaurant qualifies for.
3. Receive Your Proposal
You get a clear offer with your capital amount and terms. No loan, no interest, no personal guarantee.
4. Get Funded And Grow
Funds are wired directly to your restaurant, and new guests begin discovering you through the platform.
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Who Qualifies
Built For Established Restaurant Operators.
ATMG works with restaurants, bars, and hospitality groups that have a track record of revenue. Qualification is based on your restaurant’s performance and operations, not your personal credit score. If you are running an established hospitality business, you likely qualify.
You Likely Qualify If
- You operate a restaurant, bar, or hospitality group
- You have a consistent revenue history
- You run one location or several
- You have a point of sale system in place
How Qualification Works
- No credit check to apply
- Approval based on revenue and operations
- A short review determines your amount
- You get a clear answer, fast
1000+ Partners
- Flexible Pricing Options
Funding Range
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Single Location
For established independent restaurants using capital to renovate, upgrade, or build a stronger runway.
Multi Unit Groups
For growing groups funding new locations, equipment, and expansion across multiple sites.
$250K to $1M+
- Scales with your locations
- No personal guarantee
- Full ownership kept
Established Groups
For larger hospitality groups accessing significant capital for major growth initiatives.
Up To Several Million
- Tailored to your business
- No equity given up
- Priority funding review
- Common Questions
Everything You Need To Know.
Straight answers to the questions restaurant operators ask most.
No. There is nointerest, no personalguarantee, no fixed repayment schedule,and no recourse financing. It is not adebt product. It is upfront capital inexchange for a pre-purchasedbalance of future dining credit.
Through customer activity. Your balance is drawn down only as new guests, brought to you through the platform, dine at your restaurant and redeem. Your existing regulars never count against it, so a slow week never becomes a payment you owe.
No. There is no credit check to qualify. Approval is based on your restaurant's revenue and operations, not your personal credit score.
No. You keep one hundred percent of your business. There is no equity sale and no loss of control.
Qualified operators access anywhere from ten thousand dollars to several million, depending on revenue, number of locations, and eligibility. Every offer is tailored to your business.
Most qualified operators are funded in two to four weeks, from first conversation to capital in your account.
Whatever growth demands. Expansion, a new location, renovations, equipment, hiring, marketing, or simply a stronger cash runway.
Nothing directly. ATMG earns a commission on successful capital placements, so there is no added cost charged to you.
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- Get Started
Tell Us About Your Restaurant, And We'll Show You What's Possible.
Get upfront capital and new guests without a loan, interest, or personal guarantee. Most qualified operators are funded in two to four weeks. See what your restaurant qualifies for in minutes.